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The Mayor, Members and Officers of Woking Borough Council are deeply saddened at the news of the death of His Royal Highness The Duke of Edinburgh. Our thoughts are with the Royal Family at this time.

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Home improvement loans

Service update: The service is operating as normal within the latest government guidelines. Visits to client properties may be reduced until further notice. 

View an overview of our council service updates

Homeowners who are elderly, disabled or vulnerable can apply for a low cost loan from £1,000 up to £25,000 to fund essential repairs, improvements or adaptations. The loans are provided by the Parity Trust, a not for profit organisation.

We can also help you find a reliable contractor, monitor their work and, once complete, carry out an inspection to make sure that you are satisfied.

In order to qualify for a subsidised loan, the works must be considered essential. For example, a leaking roof or electrical re-wiring to make your home safe.

We will assess the requested works and let you know whether they qualify. A loan may also be available if you require additional funding for a disability adaptation.

Read more about applying for a home improvement loan

Important information

The loan will be secured against your property. Your home may be repossessed if you do not keep up repayments on a mortgage or other debts secured against it. Parity Trust is authorised and regulated by the Financial Conduct Authority for its mortgage activities (register number 504445).

Parity Trust is the trading name of Portsmouth Area Regeneration Trust (Guarantee) Limited, No.3977373. Head Office: East Wing, 1000 Lakeside, North Harbour, Portsmouth, PO6 3EN.

Phone: 02392 375 921

Contact us

Email: home.independence@woking.gov.uk

Phone: 01483 743 668